How you can recover from bad credit if you’ve filed for bankruptcy?

If you have filed for a bankruptcy, then you must keep in mind that it will not only affect your finances but it will also put a severe impact on your credit score. Most of the people believe that recovering from bad credit after a bankruptcy is impossible and therefore they do not make any efforts to recover from bad credit.

If you are also the one that believes that recovering from bad credit after a bankruptcy is impossible, then you must read our article because this article will completely change your thoughts on this topic. You must also take a visit to the to understand that how you can recover from bad credit after filing for bankruptcy.

First of all, you must be happy to know that you can recover from bad credit after filing for bankruptcy. And you can also attain a credit score of 700 or even 750 if you considered establishing proper financial habits. You should be very careful and responsible about this process so that you may make it happen. The good credit history will help in getting better rates and it will also enable you to obtain credit.

Here are the basic tips that you can use to recover from bankruptcy if you have filed for a bankruptcy.

Stay consistent

The consistency is the most important element that can help in rebuilding your credit score after filing for bankruptcy. You need to make sure that you meet all the credit obligations on time and you should also build a habit of paying all your bills on time. This will gradually help in improving your credit score. You must maintain this habit for at least seven years because delinquencies do not disappear from your credit report before seven years.

Review your credit report

You must have a clear understanding of where you stand with regards to credit if you want to start rebuilding your credit. And you must also make an estimate of how much time it would take to attain your expected credit score. You must have a goal of achieving at least 700 score if you want to properly recover from bad credit.

File dispute

While reviewing your credit report, you may also find some incorrect information that needs to be changed. So, if you find such kind of information on your report, you must immediately file a dispute so that you may get them changed. This will definitely help in improving your credit score.

Do not close your accounts

A large portion of the credit score depends on the credit history. Your credit limit decreases when you close accounts and it may lower your credit score. Therefore, you must avoid closing those accounts so that you may maintain a better credit score. Here are some other tips on how can you recover from bad credit if you have filed for bankruptcy.

Gold, Oil, or Bitcoin: Taking a look at the Best Ways to Invest in 2018

The gold and oil have remained the best sources of investment for a very long time and there has always been a very tough competition between these industries. But a new investment plan has now appeared on the globe and the people have found that this new way of investment is far better than others. Yes, we are talking about the most popular cryptocurrency “Bitcoin” that turned many people into billionaires within a few months. Click Here and take a look at some tips to invest your money in 2018.

This has drawn the attention of lots of investors and the investors are now thinking of investing their money in this new platform instead of gold and oil. But there is the only thing that is keeping them from investing their money in Bitcoin and that is the risk of losing their money within a few shots. Everybody knows that Bitcoin went to its peak within a few months and then it again jumped back to its original value that was a huge loss for most of the investors.

Therefore, the investors are facing difficulties in investing their money in these three popular platforms. So, here is the information that will help you decide that which way of investment is good for you.


The gold has always been a safe way of investment as it doesn’t let you lose your money at all. You can either sell it when the price rises or you can also use it personally if the price isn’t rising according to your expectation. The gold’s price always keeps fluctuating and people do not sell the gold unless it reaches their expected price.

So, you can invest your money in the Gold if you can wait for a very long time in order to enjoy the profit. However, it is a secure investment so you’d never have to be worried about losing your money.


The oil is also a good way of investment but the experts have claimed that the gold won’t produce a huge profit for the investors in 2018. So, it’s better that you stay away from investing your money in the oil industry. However, if you are living in a country where economy keeps fluctuating, then you can invest your money in the oil industry because it will secure your amount and enjoy some profit as well.


Here comes the most interesting topic of this year. If you are worried about losing your money in Bitcoin, then you should stay satisfied that you’d never lose your money here because it is the future and you are contributing to building the future by investing your money in Bitcoin. However, we do not guarantee about fraudulent sellers. Therefore, you should check the reviews of sellers on before you place an order to purchase Bitcoin.

The expert analysts have predicted that the bitcoin will reach the value of $30000 till the end of this year. So, which business can produce such a huge profit for you in such a short span of time? It’s the time to step into this business otherwise, you’d regret your decision in future.